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Office: 336-769-4644

Fax: 336-769-9706

8606 North NC Highway 109

Winston- Salem, NC 27107

todddavis@wiserwealthcare.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information.

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WISER FAMILY OF COMPANIES

Investment Advisory

Wiser WealthCare, Inc. (WWC) is an Independent Contractor offering financial advisory coaching, asset management and planning services through Wealthcare Advisory Partners LLC, a registered investment adviser. The entities are not related.

Investments & Brokerage

Wiser Benefit Consultants, Inc. (WBC) is an Independent Contractor offering securities through M.S. Howells & Co.,www.mshowells.com, a registered broker/dealer. Member FINRA/SIPC. The entities are not related.

Insurance

Carolina Financial Professionals, LLC (CFP) offering Life Insurance, Medicare Supplement, Long-Term Care and Small Business insurance planning.

Branch Office: 8606 North NC Highway 109, Winston-Salem, NC 27107 (336) 769-4644

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Content is developed from sources believed to be reliable. However, the accuracy and completeness of the information is not guaranteed.

Opinions expressed are those of Wiser WealthCare, Inc. and are subject to change without notice and are not intended as investment advice or to predict future performance.

Investing involves risk, including loss of principal. Past performance does not guarantee future results. Asset allocation does not ensure a profit or protect against a loss. There is no guarantee that any strategy will produce the desired results. Consult your financial professional before making any investment decision.

M.S. Howells & Co. does not offer tax or legal advice. Please consult with your tax or legal advisor regarding your individual situation.