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Office: 336-769-4644

Fax: 336-769-9706

8606 North NC Highway 109

Winston- Salem, NC 27107

todddavis@wiserwealthcare.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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WISER FAMILY OF COMPANIES

Investments & Brokerage

Wiser Benefit Consultants, Inc. (WBC) is an Independent Contractor offering securities through M.S. Howells & Co., www.mshowells.com, a registered broker/dealer. Member FINRA/SIPC. The entities are not related.

Branch Office: 8606 North NC Highway 109, Winston-Salem, NC 27107 (336) 769-4644

Investment Advisory

Wiser WealthCare, Inc. (WWC) is an Independent Contractor offering financial advisory coaching, asset management and planning services through Wealthcare Advisory Partners LLC, a registered investment adviser. The entities are not related.

Branch Office: 8606 North NC Highway 109, Winston-Salem, NC 27107 (336) 769-4644

Insurance

Carolina Financial Professionals, LLC (CFP) offering Life Insurance, Medicare Supplement, Long-Term Care and Small Business insurance planning.

Branch Office: 8606 North NC Highway 109, Winston-Salem, NC 27107 (336) 769-4644

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"Advisory services offered through WealthCare Advisory Partners LLC, a registered investment adviser. Securities offered through M.S. Howells & Co., a registered broker/dealer. Member FINRA/SIPC. M.S. Howells & Co. and WealthCare do not provide tax or legal advice. Please consult with your tax or legal professional concerning your specific situation. Wiser WealthCare, Inc. and Wiser Benefit Consultants are marketing names used when offering advisory services and securities to clients and are affiliated entities. WealthCare Advisory Partners LLC, M.S. Howells & Co., Wiser WealthCare Inc., and Wiser Benefit Consultants are not affiliated entities.

Investing involves risk, including loss of principle. Past performance does not guarantee future results. Diversification does not ensure a profit or protect against a loss. There is no guarantee that any strategy will produce the desired results. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Content is developed from sources believed to be reliable. However, the accuracy and completeness of the information is not guaranteed."