Ken graduated from Atlantic Christian College (now Barton College) in 1967 with a degree in math and accounting. After retiring from a successful and fulfilling 35-year career with R. J. Reynolds Tobacco Company (RJR), he entered the financial industry. Throughout his tenure at RJR, commitment and dedication was part of Ken’s daily life. Ken applies these same attributes to his financial clients to ensure they receive the highest quality advice concerning benefit options and retirement planning. Ken is licensed in life, health, disability, long-term care and Medicare supplemental insurance. Ken successfully passed the examinations for FINRA series 6 and 63 registrations and has earned his LUTCF certification. During his financial career, Ken has been a securities representative with Triad Advisors, LLC., (2006-2019); and currently with M.S. Howells & Co. (August 2019-present), a broker/dealer.