Broker Check
R. Todd Davis, LUTCF

R. Todd Davis, LUTCF


Mobile:  336-408-9980

Todd received his Bachelor of Science in Business Management from Western Carolina University (1986) and his LUTCF certification from The American College (1998). During his financial career, Todd has been a Registered Securities Representative as follows: with Jefferson Pilot Securities Corp. (1997-2006); with Triad Advisors, LLC (2006-2019).  Todd was formerly the Managing Member and Chief Compliance Officer (CCO) of Wiser Financial Coaching, LLC, as well as an Investment Advisory Representative of Wiser Financial Coaching, LLC (2007-2021).

Todd’s current status is Registered Representative with M.S. Howells & Co., a broker/dealer (August 2019-present).  He is the Owner/President of Wiser Benefit Consultants, Inc. (2009-present), a commission-only firm.  M.S. Howells & Co. and Wiser Benefit Consultants, Inc. are separate and not related entities. 

Todd’s current position is Investment Advisory Representative of Wealthcare Advisory Partners LLC.  He is the Owner/Chief Executive Officer of Wiser WealthCare, Inc., a fee-only branch of Wealthcare Advisory Partners LLC.  Wealthcare Advisory Partners LLC and Wiser WealthCare, Inc. are separate and not related entities.

Finally, Todd is an independent insurance agent (1995-present), and Owner/Managing Member of Carolina Financial Professionals, LLC., an insurance firm (2000-present).

All entities referenced above are separate and not related to M.S. Howells & Co., a broker/dealer.